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401 28th Street, Holmes Beach, FL 34217

$1,680,000
  • 401 28th Street, Holmes Beach, FL 34217 Main Photo

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Active Price Reduced by $120,000 on May 12th, 2026
BEDS3 BATHS2 full SQUARE FEET1,656 MLS#A4681048
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSUNRISE PARK

Property Description

~Best Waterfront Value on the Island~Welcome to your turn-key island retreat, a meticulously reimagined 3-bedroom, 2-bathroom waterfront home where thoughtful renovation meets serious boating credentials. Every inch of this property has been brought back to better-than-new condition through a complete renovation that included a comprehensive storm damage remediation strategy, giving you confidence in both the craftsmanship and the long-term resilience of your investment.Boaters, take note: this property boasts the closest boat lift to the beach north of Cortez - just a short distance to the sand and surf, giving you the best of both worlds. A heavy-duty 13,000 lb private lift stands ready for your vessel. With a remarkable 200 feet of waterfront on the canal, you'll have room to spare for water toys, dockside lounging, and quick deep-water access to the Gulf. Whether you're chasing tarpon at sunrise or cruising to a sandbar at sunset, you're already there.Step inside and discover an upgraded kitchen built for entertainers and home chefs alike, anchored by premium Thor appliances and an abundance of custom cabinetry that delivers both style and storage. The open layout flows seamlessly to your private outdoor oasis - a sparkling pool, relaxing spa, and convenient outdoor shower set the scene for everyday vacation living. A separate laundry room and attached garage add the everyday practicality that makes island life effortless.Tucked into a quiet pocket in the heart of the island, this home offers the rare combination of central location and peaceful surroundings. Best of all, there are no HOA fees - and dedicated parking accommodates your RV, boat trailer, or extra vehicles. Whether you're searching for the perfect second home to escape to season after season, or you're ready to make the leap to sunny Florida living full time, this property delivers on every front. Renovated, resilient, and ready to enjoy - this is coastal Florida living without the typical trade-offs.

401 28th Street | MLS# A4681048

This single family home located at 401 28th Street, Holmes Beach, FL 34217 is currently listed for sale with an asking price of $1,680,000. This property was built in 1965 and has 3 bedrooms and 2 full baths with 1656 sq. ft. 28th Street is located in the SUNRISE PARK subdivision. Search SUNRISE PARK real estate on aaronhesser.adamscameron.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Mini-Split Unit(s)
Fenced: Yes
Garage: 1 car attached
Heating: Central
Lot Size: 0.21 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $15,915
Year Built: 1965

Amenities

Ceiling Fans(s)
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Outdoor Shower

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
Days on Site: 95
Directions: From Manatee Ave (64) take a left on Gulf Drive N (789) turn left on 28th St Property is on the rightFrom Cortez Road (684) take a right on Gulf Drive N (789) turn right on 28th Street Property is on the right.
Exterior: Block, HardiPlank Type
Fencing: Fenced
Flood Zone Code: AE
Flooring: Laminate, Tile
Foundation: Slab
Frontage Canal Salt: 200
Home Warranty Y/N: No
Listing Terms: Cash, Conventional
Lot: Corner Lot, Flood Insurance Required, FloodZone, City Limits, Landscaped, Level, Street Dead-End, Paved
Lot Dimensions: 0.21
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Pets Allowed: Yes
Pets Restrictions: County leash laws and ordinances apply.
Pool: Gunite, Heated, In Ground, Outside Bath Access
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Supra Lock Box
Spa: Heated, In Ground
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Connected, Water Connected
Water: Public
Water Access: Canal - Saltwater
Water Access Y/N: Yes
Waterfront Features: Canal - Saltwater, Bridges - No Fixed Bridges, Lift, Seawall - Concrete
Water View: Canal
Zoning: R1

Room Sizes

Living Room: 14x20
Dining Room: 11x14
Kitchen: 11x27
Primary Bedroom: 11x15
Primary Bathroom: 7x9
Bedroom 2: 11x11
Bathroom 2: 5x7
Laundry: 8x9

Listed By / Shown By

Listed By

Agency Name: MICHAEL SAUNDERS & COMPANY
Agency Contact: 941-896-9981

Shown By

Agent Name: Aaron Hesser
Agent Phone: (386) 405-4205
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 10,757.92 per month $8,941.67 Principal & Interest $1,326.25 Property Tax $490.00 Homeowner's Insurance

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